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Common Sense is the Best Free Identity Theft Protection Insurance

If you are like me you often find yourself not wondering about your identity and if it is really secure.  Of course, the first excuse that comes to mind is “I have a life.” I wholeheartedly agree with your statement and in order to preserve this outlook I came up with a proven prevention technique against identity theft.  All you have to do is incorporate it in your everyday life.  Yes, as the headline states it is the omnipresent common sense.

Really, common sense is the best free identity theft protection insurance
When you are out and about, perhaps grocery shopping or withdrawing cash from the ATM, keep your credit cards and debit cards out of sight.  This means close your wallet as soon as you hand the credit card over to the cashier.  No one really needs to see that you have a titanium card, a Costco card with the last 4 digits of 8351, and your PIN number written with a sharpie on your beautiful leather wallet.  Now, if you like your crisp bills from the ATM beware of identity stealing peeps, privacy infringes, really…what ever you want to call them. Just keep your belongings close and your PIN number out of sight.

Why is this a common sense thing to do?
Well, for example the nice gentleman behind you, offering to help input your PIN number, may be planning to steal your purse while you are shopping or maybe after, like in the dark and empty parking lot. Then, he can take your card to withdraw funds, buy some expensive gasoline, or cigarettes…I heard those were quite pricey.

So what else have you got?
Easy, easy!! I said common sense not logically practical. Right?

Home is just another place where common sense towards prevention of identity theft should exist.  Don’t open the door to the 37 year old girl scout selling cookies in exchange for your name, address, and social security number.  Too simple, I know.  But do beware of disposing your snail mail which is often filled with credit card statements, phone bills, utility bills, and the never ending stream of marketing offers.  Any one of these mail pieces can fully, or at least partially, facilitate in the theft of your identity.

Think, please!
If you live in a rural area thinking that your mail is safe.  You are totally wrong.  Why, you say?  Because it is far easier to commit a crime, especially identity theft, in a small town than it is in an urban jungle.  Criminals perceive a lesser chance of being caught in places with no witnesses, lights, and the police near by.

Hey, you city slickers, we ain’t done yet.  No matter where you live take your mail in daily.  I know that this is way beyond common sense for insuring a sound credit score, but it is worth a mention, as common sense seems to work when it is applied and the exposed personal information is hidden.

No matter how you slice it or dice it.  Common sense is the best free identity theft protection insurance, compliments of your brain.  So please use it more than once today to protect your personal info and prevent identity theft.  Trust me, cleaning up your credit record is often a life time crusade, and not an instant solution just a phone call away. Happy common sense thinking!

June 21, 2008 | By: Radek M. Gadek | Comments 0

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Filed Under: Protection & Insurance

About the Author: Radek M. Gadek is a graduate of the Masters in Criminal Justice Program at Boston University. In his spare time he wants to help everyone understand the dangers of identity theft and financial fraud. Will he succeed in doing so? That is yet to be seen...


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